Can I borrow $1,200?

The compressor on our upstairs A/C is out. Good news is that we can get it fixed in one day. The bad news is that it will cost $1,200. And that was our cheapest option.... If we selected door #2 or door #3, it could range in upwards of $5,000. The best thing, though, is that all of our main bedrooms are downstairs, so it's not SUPER urgent that we fix it right now and we are not really inconvienced in any way. But it is still just one more thing ....